What is Shubhadra Yojana, Benefit, Eligibility, Application Process
The Subhadra Yojana program of the Odisha government helps women get ahead financially by giving them Rs 10,000 a year, which is split into two payments on Rakhi Purnima and International Women's Day. The program will run for five years, from 2024 to 2025. It is for women aged 21 to 60 who come from low-income families. Women with higher incomes or more than a certain amount of government aid will not be eligible. People who are eligible will get money directly into bank accounts linked to their Aadhaar and will also be given a Subhadra debit card for safe transactions. Extra incentives are given to rural beneficiaries to encourage them to use digital transactions.
Eligibility Criteria for Shubhadra Yojana
The women who will benefit from this scheme must meet the following requirements in order to be eligible:
1. The person applying must live in Odisha.
2. This person should be covered by the State Food Security Scheme (SFSS) or the National Food Security Act (NFSA). Any woman from a family who doesn't have an NFSA or SFSS card can apply for SUBHADRA as long as her family doesn't make more than Rs. 2.50 lakh or Rs. 250,000 a year.
3. A person must be at least 21 years old and not more than 60 years old on the qualifying date in order to be eligible for the scheme. The date of her birth, which is written on her Aadhaar card, would be used to figure out how old she is.
4. For the fiscal year 2024–25, the woman must be at least 21 years old and no more than 60 years old on July 1, 2024. So, the person applying must have been born between July 2, 1964, and July 1, 2003, or earlier. The date of her birth, which is written on her Aadhaar card, would be used to figure out how old she is.
5. From 2024 to 2025, if a woman turns 21 after July 1, 2024, she will get Rs.10,000 every year for the rest of the scheme's duration. When the scheme ends in 2024–25, women who turn 60 after July 1, 2024, will not get any benefits for the rest of the years.
Who can not Apply for Shubhadra Yojana
Women who belong to any of the following groups will not be able to get benefits from the arrangement:
1. Women who get at least Rs.1500 a month or Rs.18,000 a year in grants, pensions, scholarships, or other forms of financial help from the Central or State Government would not be eligible.
2. Any woman who is or has a family member who is:
(I) Someone who is or has been a Member of Parliament (MP) or Member of the Legislative Assembly (MLA).
(II) One who pays income tax.
(III) A person who is elected to serve as a public representative in an urban local body or a Panchayati Raj institution who is not a Ward Member or Councillor.
(IV) Working full-time or part-time for the State Government, the Government of India, a Public Sector Undertaking, a Board, a Local Body, or a Government Organization; or is retired and getting a pension. Any worker who gets paid a fee, like an ASHA, Anganwadi Worker, Community Resource Person, Master Book Keeper, etc., or who is hired through an outsourcing agency would be considered, as long as they are otherwise eligible for this Scheme.
(V) A person who is elected, nominated, or appointed to work in any Indian or state government department, undertaking, board, or organization.
(VI) One who owns a four-wheeled motor vehicle that isn't a tractor, mini-truck, small commercial vehicle, or other similar light goods vehicle.
3. Their family owns more than 5 acres of land that is irrigated or 10 acres of land that is not irrigated. Note: For this Scheme, a family would be defined as in the National Food Security Act (NFSA) or the State Food Security Scheme (SFSS).
What you need to do to get SUBHADRA benefits
1. Women who are eligible for SUBHADRA benefits and have applied for them must make sure of the following:
(I) They need to have an Aadhaar card or number that is in their own name.
(II) They had to link their phone number to their Aadhaar card.
(III) They need to have a bank account with only one owner that is linked to Aadhaar and DBT.
2. The applicant will have to sign up for Aadhaar or fix any mistakes in her Aadhaar card if she doesn't have one or if there are mistakes in the information on it.
3. There are options for the applicant if she doesn't have a single-holder Aadhaar-enabled and DBT-enabled bank account.
(A) Opening a single-holder bank account
(B) Making the bank account Aadhaar-enabled,
(C). Making the bank account DBT-enabled, and
(D). Getting the e-KYC process done. Everyone who qualified for SUBHADRA
3. In 2024–25 would get the full benefit of Rs. 10,000 from the start of the scheme, not from the date it was approved.
Application Process for Shubhadra Yojana
1. All women who are eligible would have to fill out an application in order to get benefits from the scheme.
2. A printed form can be used to make an application, or it can be done online through the SUBHADRA portal.
3.You can get enough pre-printed application forms for free at places like Anganwadi Centers, Block Offices, Urban Local Body Offices, Mo Seba Kendras, Common Service Centers, and more.
4. The person who wants to apply must fill out the form and bring it to the Mo Seba Kendra or Common Service Center that is closest to them.
5. Should there be a difference between the applicant's form and their Aadhaar, the information in the Aadhaar would be considered correct.
6. All the applications that are turned in will be checked against a government database and, if necessary, by asking people in the field.
7. All applicants would have to self-certify that they are eligible for SUBHADRA, sign related documents, and go through the e-KYC process. The best way to do e-KYC would be through face authentication.
8. Beneficiaries can finish the process by giving their Aadhaar number through the SUBHADRA mobile app. Through the SUBHADRA Portal, a beneficiary can choose to opt out of SUBHADRA and give the benefit to help empower and improve the health and well-being of her fellow sisters in Odisha.
Responsibility of Applicants's Shubhadra Yojana
The following are the duties that all applicants and beneficiaries of SUBHADRA would have to agree to.
To make sure that benefits are given out quickly and clearly, applicants must open a single-holder bank account, set it up for the Aadhaar payment bridge system, set up direct benefit transfer (DBT), and go through the steps for electronic Know Your Customer (e-KYC).
During the application process, applicants must give correct and honest information. If it turns out at any point that a beneficiary wasn't eligible for the benefit, it will be taken away right away, any benefits that have already been paid out will be returned, and legal or administrative actions for fraud will be taken.
In the sad event that an approved beneficiary dies, the approved help will be thrown out, and the benefit that hasn't been paid out can't be claimed on their behalf. People who are eligible for the Scheme can choose to leave it through the SUBHADRA Portal whenever they are no longer eligible, for example, if they get a government job or their family's finances get better, etc.
As shown in the guideline, the beneficiaries are encouraged to do more transactions online so that they can get more incentives. If a person applies for SUBHADRA and doesn't choose not to, they are agreeing that the scheme authorities can use their personal information, including Aadhaar, for monitoring and evaluation purposes.
If there is an overpayment because of a mistake in the paperwork, the people who received the money must repay it either on their own or as soon as the government tells them about it.
Shubhadra Yojana: Official website
Shubhadra Yojana: Official Guidelines in English, Official Guidelines in Odia
Shubhadra Yojana: Grievance
Shubhadra Yojana: Check Beneficiary list
Shubhadra Yojana: Bank Account Updation
Shubhadra Yojana: Check Application Status
The Odisha government's Subhadra Yojana program provides Rs 10,000 a year to low-income women aged 21 to 60, split into two payments on Rakhi Purnima and International Women's Day. The program runs for five years from 2024 to 2025, and eligible women must live in Odisha, be covered by the State Food Security Scheme (SFSS) or the National Food Security Act (NFSA), be at least 21 years old on the qualifying date, and be born between July 2, 1964, and July 1, 2003, or earlier. Women who receive financial aid from the Central or State Government, are not eligible. To receive SUBHADRA benefits, eligible women must have an Aadhaar card, link their phone number to their Aadhaar card, and have a single-holder bank account linked to Aadhaar and DBT. If they don't have one, they can open a single-holder bank account, make it Aadhaar-enabled, DBT-enabled, or complete the e-KYC process. The full benefit of Rs. 10,000 from 2024-25 is available. Applications can be made online or at Anganwadi Centers, and applicants must self-certify, sign documents, and go through the e-KYC process. Beneficiaries can opt out of the scheme through the SUBHADRA portal.